(2/5) lawyer Graham Berry talks about how Scientology abuses the US legal system

SUBSCRIBE FOR MORE VIDEO’S FROM THIS EVENT! Graham Berry speaks at a conference about Scientology on the 4th of september 2008 in Hamburg. Why Are They Dead? www.whyaretheydead.net (not .COM) Are you a scientologist? Learn the truth: www.exscn.net (no OT materials) More about Scientology: youfoundthecard.com Graham Berry’s Blog: www.grahamberry.com Thanks to Ursula Caberta for inviting us to the event! … Graham Berry church of scientology hamburg ursula caberta lawyer federal government …

What is my legal rights about taking a polygraph and can it be used in court in virginia?

Yes I have a question about my legal right about a polygraph test like how accurate it is and also can it be used in Virginia court systems? I have been accused of something really embarassing and the police want me to take a polygraph but when I get around police period I go into a nervious state. My main is if I fail can the police throw charges on me and can it be used in court?

Financial Freedom….revisited and Redefined

It seems like with each passing year, information is rushing at us at an alarmingly faster pace. Combine that with our ever-increasing need for instant gratification, and more people are becoming less inclined to want to take the traditional, “tried and true” path to financial success. Despite the growing number of books and financial guru websites dedicated to helping the public find freedom in their finances, every year I meet more and more people who are dissatisfied with their current level of financial success…despite their larger incomes, increasing business, or if they are fortunate, growing portfolios.

So, what the heck is “financial freedom” anyway? Where do you “find” it? How do you know when you have “gotten” or “achieved” it? Or better yet, would you even know it if it walked up to you and kissed you on the lips? (after all, there is never a shortage of stories on NY Post’s Page Six about those who have “married” it—or “divorced” it and received even more of “it” in the ensuing settlement.)

Perhaps the challenge lies in the definition of financial freedom—that standard against which we are measuring our success. If you Google the phrase “financial freedom”, there are 8,520,000 results, of which many of the most popular are related to debt and debt reduction. While that may be a key factor in many cases, getting out of debt is not the totality of financial freedom. That would be like plugging a hole in the bottom of your sailboat, but failing to notice that it isn’t an especially windy day. If you haven’t fitted your boat with an outboard motor, or if you neglected to fill it up with gas, you aren’t getting very far…even if you don’t sink.

Wikipedia, my favorite online source for all things subjective, defines financial freedom as “a well-planned lifestyle where one no longer is required to work for income to cover their expenses.” This sounds hopeful, as many people love the idea of not being required to work at some point in time. However, the article takes it a step further by adding that it can be attained in one or two ways: “1. Enough passive investment income to cover one’s expenses. 2. A large enough “nest egg” that can be liquidated over time to cover one’s expenses.” Sounds kind of like retirement, doesn’t it? Yet how many “retired” people do you know would call themselves “financially free”?

While this sounds appealing, the question remains “How much are your expenses?” Or perhaps more relevant is “How much are your expenses increasing each year?” Even if in the unlikely event your expenses are not increasing over time, the value of a dollar is decreasing every year, even when the currency markets are working in its favor. According to an inflation calculator at the Bureau of Labor Statistics (www.bls.gov/cpi), part of the US Dept of Labor, $100 in 2008 has the same buying power of $74.71 in 1997, the year my daughter was born. Conversely, it would take $134 today in order to maintain the spending power of $100 in 1997. Yikes! That means if I were “financially free” at that time by this definition, my passive income would have to increase by 34% just to keep up with how much my existing lifestyle costs….not taking into consideration that there may be “new things” I would want for her now that she is older.

What if we took a view of financial freedom that didn’t just consider the condition of your balance sheet and income statement, but also the condition of your wealth perspective? In other words, what if the definition of “financial freedom” included a state of mind as well as a state of finance? There is no doubt that financial success requires some key factors, both practically speaking as well as from a mental mindset. First, you have to have resources. In other words, you cannot go from being 100% “people at work” (people earning income) to 100% “money at work” (assets earning income) without allocating some of those working dollars to assets. In many cases, lifestyles are established prior to any kind of planning or budgeting. This puts a tremendous amount of pressure on the ability to allocate dollars to being “money at work” dollars. I call this “reverse cash flow”. And if cash is in reverse when gross income comes from “people at work”, it is risky business once cash is flowing solely from “assets at work”. The shift in mental mindset is making Financial Freedom a priority over “keeping up with the Joneses.”

Second, you have to plug the holes. This is harder than it sounds, mostly because most people are unaware of where they are hemorrhaging cash, debt service notwithstanding. This is mainly due to the “microeconomic approach” we are traditionally taught. In other words, we are currently so worried about having the “best product” in each area—the highest interest rate on our savings account, the lowest interest rate on our mortgages, the hottest mutual fund in our retirement plan (and the list goes on) that we lose sight of how these products are interacting on the larger screen of our plan. This is where strategy comes into play, and taking a “macroeconomic approach” instead. On the mental side, it means widening your view and being ok with “trying on” non-traditional ideas.

Third, you have to have a coordinated plan. This means the left hand must know what the right hand is doing. Most advisors look at growing assets (i.e. retirement plans or college funding) or at reducing liabilities (i.e. debt consolidation and mortgage refinancing)…but a plan can fail miserably if your life’s work is not adequately protected and fueled by the proper cash flow sequence. Most successful people already have an inventory of financial instruments. The mental mind shift here is to be open to harmonizing what you have, rather than chasing the next “quick fix” product.

Nancy Ogilvie is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 990 Stewart Avenue, Suite 200. Garden City, NY 11530. Securities products/services and advisory services are offered through PAS, a registered broker/dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. National Financial Network LLC is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member FINRA, SIPC

Is Foreclosure a Complicated Legal Process?

Foreclosure is not a complicated legal process but it can be confusing to the average homeowner struck in it. The exact legal process varies from state to state and county to county, however, the overall process is very similar.

A homeowner gets behind on his mortgage and a Notice of Default (”NOD”) is issued by a legal service processor, such as certified mail, sheriff, or public notice. The defendant has a period to reply and if the default is not cured, the entire amount of the mortgage or deed of trust is due and payable. The time involved in this part of the process varies by the type of lien in place on the property.

A deed of trust may not require a judicial proceeding, or actually going to court since the trust deed stipulates specifically what action the lender is allowed to take to sell the property or have a new deed issued in his name. If this happens, he can next evict the homeowner essentially just like a rental tenant. In some states a judicial proceeding is required, in which case, the lender must petition the court to issue a final judgment amount for the mortgage deficiency and then set a date for the sale of the home.

Under no circumstances should the homeowner try to avoid service of the lis pendens or any legal notice from the court or the trustee of the lender. It may seem like not accepting these legal documents will stall the foreclosure, but quite the contrary, the legal notice will simply be put in the local newspaper and have the same effect. It is not an excuse that “I didn’t know about it” that some people tell the sheriff as they are being evicted. The homeowner’s best option is to accept the legal notice and read it carefully. It will completely detail what timeframe is prescribed by law and what the homeowner has to do to respond or how to cure the amount owed.

The NOD will stipulate that the loan is immediately due and payable in full.

While that is true, in the real world, it is not the case that the homeowner must pay off the entire loan immediately. The homeowner has a “cure” period or a certain amount of days to fix the problem by negotiating a settlement with the lender, such as a loan modification or reinstatement of the existing loan, or even possible refinancing (unlikely). If the lender is uncooperative, it may be because the lender knows there is equity in the home and he can take it back and sell it for a profit.

In summary, the legal process of foreclosure is not complicated as legal processes go. However, it is a process that is very time sensitive and any procrastination on the homeowner’s part will definitely be very harmful. It is recommended that the homeowner become familiar with the legal documents he is served and read his loan agreement to see what it says will happen in the event of a default. If there still are questions, he should become more informed about the entire legal process in his state and focus on resolving the problem that got him into foreclosure in the first place.

About Author:

Dave Dinkel is the author of “32 Ways to Quickly Stop Foreclosure” and has helped thousands of foreclosure victims for nearly 33 years. If you are facing foreclosure, visit StopMyForeclosureMess.com for guaranteed solutions.

Emigration and Legal Aid in UK

Study shows that emigration in UK is higher than ever before. Also immigration is on the rise in UK. It can be derived from figures which came from different research conducted by various organizations that in 2006 alone 207,000 British citizens left their country. But the immigrants also came by more than double. In the same year around 510,000 foreigners arrived in UK to stay for a year or more.

After the labor party came into power in 1997, the British emigration figure shows 1.8 million people have left while only 979,000 have returned. In 2006 half the British emigrants went to only four countries mainly Australia, Spain, New Zealand and France. Almost 8 percent of every 100 emigrants went to USA. According to the research by ONS last year UK recorded the highest number of emigrants about 400,000 and immigrants of 591,000.

The majority of the immigrants are from commonwealth countries like India, Pakistan, Bangladesh and Sri Lanka. The legal aid service is very strong and a well spread network in UK. One can seek legal advice on various maters like personal injury, employment law (both for employer and employee), conveyance, will and probate, commercial litigation. Solicitors provide legal advice on family matters, criminal case, medical negligence, financial advice as well along with those mentioned above. Solicitors also give legal advice to estate agents but this service is limited to Scotland only.

Information on solicitors is also widely available on internet. One can find out the solicitor or lawyers based on their locality or law firms or even on the problem concerned. The fees for legal advice vary with the area of law involved in the concerned case. There is Community Legal Advice organization which provides free and confidential legal advice if someone lives on low income or benefits.

If one has been injured in an accident with no fault of his he can seek legal advice from an accident solicitor. The Accident Solicitors is one such legal firm which assists in getting the victim his injury claims for compensation. The accident solicitors can take up cases from places throughout UK including Cheshire, Cornwall, Devon, Lancashire, Manchester and Yorkshire.

Accident solicitors help victims get injury claim for accidents causing head injuries, spinal injuries, scarring, broken bones or torn ligaments, paraplegia, loss of eye sight, limbs, damaged or lost teeth etc. the accident solicitors also take on cases involving all sorts of personal injury, medical negligence, fatal accidents, head injury claims, spinal injury claims, sports injury claims, holiday accidents, defective product or service claims, marine or aircraft injury claims, psychiatric injury claims etc.

One can find lawyers in Manchester simply by logging into internet. On internet every detail of information is provided regarding different law firms as well as lawyers in Manchester. Lawyers of different arenas of legal scenario are available with their details on the web.

How good are legal or medical digital transcription services?

I work full time as an IT manager whilst my wife has worked as a legal secretary and recently spent 2 years working as a medical secretary. We cannot find her a job that allows her to both drop and pick up our 6y old daughter and heard about digital transcription services. Has anyone had any experience of these and know any good companies to sign up with. Also what are the pitfalls and scams ect.

Legal Finance Options for Plaintiffs

Legal finance is a term that most associate with lawyers and accountants. But for Oasis Legal Finance, the term legal finance takes on a quite different meaning. In a world where legal action and lawsuits abound, there is financial relief for victims of car accidents, personal injury, workers compensation, etc. in the form of a cash advance.

Offering the potential to pay for their day to day living expenses, legal financing presents plaintiffs with a cash advance that they then repay when they receive a settlement award. Many times those injured in accidents are the sole breadwinners. When their health and mobility is compromised, they’re unable to pay their bills.

Their options are limited; they could borrow from the bank, but the bank expects a monthly payment; they could max out their credit cards, but still, a check needs to be sent each month; they could borrow from friends and family, but that has the capacity to strain long-formed relationships. When there is no money to make monthly payments, plaintiffs lapse into a crisis situation.

The alternative is utilizing a legal finance cash advance. By taking a cash advance against their pending lawsuit, plaintiffs can ease the strain of financial burden and not be out of pocket with money they don’t yet have. Best of all, the cash advance is non-recourse. If the plaintiff doesn’t win their lawsuit, they don’t have to repay the money.

For most plaintiffs, legal finance has saved them from losing their homes, helped them pay their medical bills and kept them out of bankruptcy. Legal finance is a little known service and Oasis Legal Finance is making sure plaintiffs know where to turn in their time of need

Further info can be obtained at Oasis Legal

O tempo vai dizer - Grupo Tô Legal

O tempo vai dizer - Nova música de trabalho do grupo TÔ LEGAL.!!! Liguem nas rádios e peçam!! =) Vídeo extraído do DVD ISSO É TÔ LEGAL

Free on Line Movies: Are P2P Legal or Bootleg Movies?

When you download free on line movies, are you downloading P2P legal or bootleg movies? The answer to that question isn’t as easy to answer as you might believe, since it digs into the murky depths of copyright law, and in the USA at least the term ‘murky’ barely covers it.

Let’s get one or two facts right first, so we all know where we are starting from in this discussion. P2P, peer to peer, file sharing or network software, whatever you want to call it, is not illegal.

Although it is illegal to own Kazaa in Australia, the Supreme Court in the Netherlands ruled that Kazaa was not illegal because it was the way the software was used that was illegal, not the software itself. A similar judgment was given by a federal court judge in Los Angeles, who ruled that peer-to-peer firms Morpheus and Grokster were not responsible for infringements of copyright made using their software.

Hence, P2P legal software can be used to download free on line movies, as long as these movies are not protected by copyright. Some have pointed to Napster’s demise in their original form as evidence that software is illegal, but those that do have missed the point entirely. There is a fundamental difference between Napster and the other P2P sites. The reason Napster was closed down, and had to be resurrected in a more normal format, was its central server.

To understand that you have to understand how peer to peer software works, and the difference between P2P legal downloads and bootleg movies. When a member of a P2P service downloads a movie or a music track, they do so from the hard disk of another member who is currently online. If you are searching for a particular movie, you will be given a list of those available and normally how many online computers have that movie on their hard disk.

When you download, you could be downloading packets from several hard disks simultaneously to speed up the process. Napster used a central server as a hub between the provider and the receiver of the file, every download passing through the server. Because of that, Napster was deemed legally responsible for every download made, since they in effect passed the illegal files on to their customers.

Current free on line movies are downloaded directly from the provider’s hard disk, with no central hub. The download is a direct link between you and the computers that are collectively providing the download. It is purely software driven, so that the merchants of that software cannot be liable for the way it is used.

That is what annoyed the movie and music companies so much, because they thought they had the problem cracked when they successfully prosecuted Napster. But they were wrong, and suddenly found that they had to pursue each of the millions of users that were illegally using the software as opposed to the relatively simple task of tackling the software providers.

So when is downloading legal and illegal? What is the difference between a PSP legal free download and a bootleg movie? It’s a simple answer, but not so simple to follow. Basically, any work that is still protected by copyright law cannot be legally copied or downloaded without the owner’s consent. You can be practically certain that all online music and most movies and games are protected by copyright unless the owners are permitting them to be downloaded.

Many do allow it. Particularly young artists wanting their names known, or wanting to test a new game or advertise a new album by releasing a copyright-free track for online distribution. Most don’t, and if you try to understand the copyright law, particularly in the USA, it is very murky indeed. It’s fairly simple with movies in the UK: music tracks are copyrighted for 50 years after it is generated, and movies for 80 years after the death of the last major director, author or composer.

In the USA the situation has been complicated by the Sony Bono Law, and it seems that no music is now free of copyright, and movies will covered for at least another 30 or 40 years, though some made before 1923 might be in the public domain. As I said - complicated.

Here, therefore, are a few tips on how to ensure P2P legal downloads of free on line movies and avoid bootleg movies:

1. Don’t download anything from a P2P site unless you know that it is definitely copyright-free.

2. If you have a specific need for a particular movie, then rent it using an online rental service such as Love Films or Blockbuster.

3. Alternatively, if you like movies and are liable to want to download a lot, take a membership with a 100% legal download site. There are sites online that allow downloads of licensed titles for a monthly or annual membership fee. One even offers a 2-year membership with unlimited downloads. That sort of deal is very attractive, since why take the chance of a $150,000 fine if you can get what you want for a measly $40 every two years? That’s less than $1.70 a month!

4. If something is completely free you can be sure it is also likely a bootleg movie, and therefore illegal. Unless it is monetized by adverts, no site can make money by giving away legal movies free of charge. The same is true of music. The reason for that is these movies and music tracks have to paid for by whoever is promoting them, so why give them away having paid for them? They must be illegal!

To sum up, then, it is possible to get free on line movies by paying a one-time membership fee for unlimited downloads. OK, they are not free, but two downloads a week would mean they cost only 19 cents a movie. Is that cheap? Bootleg movies will cost just the same, but you have the added complication of perhaps being caught. This is unlikely, given the untold millions that use P2P sites, but why take the chance if it isn’t necessary?

Information to Know Before Choosing a Legal Team

At some point in life, a problem will likely occur that leaves you needing a lawyer. Hunting for a good legal team can prove to be difficult and, even once you find them, it can be challenging making them perform their tasks in a timely manner. Gathered here are the basic rules to help you keep a hold of your team.

Recommendations - Inquire about referrals. I have noticed that good lawyers have good reputations. People are more inclined to grumble about their lawyers than mention some good words about them. So, always look up a recommended lawyer.

Research - Take the time to check online sites and get information about lawyers in your local area. Fee structure, qualifications, specialized case types, and licensing information can typically be found about any registered lawyer in NoLo’s lawyer directory. If you can’t find the lawyer you’re looking for, try lawyers.com. Know your lawyer. How does the community rate the lawyer? Will your pockets be empty if you choose this lawyer? Keep in mind that you have to make sure you engage the best legal team possible, irrespective of any recommendations you might have received about a particular lawyer.

Understand the Law - Homework must be done. Before going to see any lawyer, educate yourself on the basics of the law in relation to your case. Simply put, you need to know your own rights and not be completely dependent upon your lawyer. Lawyers knowing and doing everything is a misconception. Not only do you need to have an idea about what is going on with your case, but you will also gain respect from your lawyer if you do.

Conduct an Interview - Ask them questions. Just because a lawyer agrees to take your case does not mean you should feel “honored.” Make sure you really want or need this particular lawyer. The lawyer will ask you questions to determine if he wants to take on your case. This is the time when you need to ask him plenty of questions. Find out his track record, caseload, and what cases have been won in the past. Know all the fees, billables, and hourly rates to prevent any unexpected bills. But remember that each lawyer is a person and should be treated with respect.

Establish a Relationship - Do you like this person? It is essential that you have a good relationship with your lawyer. Not a personal relationship involving popcorn and a movie, but know that the lawyer cares for you and your case enough to do all that he should do. Besides, if you don’t like him, chances are other people don’t either, and you don’t want a poor attitude to show through during court. Do your best to get along and show respect. Don’t blow this off as it is of the utmost importance.

Be Nice to the staff - Get on good terms with the secretary. The secretary will work harder to get things done faster if she likes you. When you chose your lawyer, you chose your legal team too. The legal team works together on your case and the secretaries are responsible for a great deal. The lawyer presents your case to the court, but the secretaries present your documents to the lawyer, handle your calls, prepare case related memos, as well as many other extremely important tasks. For sure, you’ll want the secretary handling your evidence logs and depositions to be on your good side, so be charming. Speak to them with respect. You might even want to give them an appreciation gift like a card or cookies at your next appointment.

Rule number one is that, no matter how frustrated you get, remember not to take it out on the secretary. And remember, if at any point you don’t think that your legal team is doing the job that you hired them for, move on and let them go. Don’t fret over it; remember they’re working for you. Your only job is to ensure they do their jobs. If you care for your legal team, they will take care of you.

Laws and Liberty

New Laws and Civil Liberties